4KST Consultation helps you find new clients and avoid defaults

If customer default rates are already a headache for big businesses, they can affect the very survival of small and medium-sized enterprises. For this reason, tools to avoid the famous default have been the way entrepreneurs have found to continue the post-pandemic recovery.

It's been a long time since micro and small entrepreneurs have been so optimistic. According to data from Sebrae, their confidence index registered its fourth positive result, reaching 98.1 in June - the highest level since October 2021. 

The greater movement of people after the lockdown imposed by the pandemic and the extension of programs to support small businesses are the main factors that have pushed the index up.

On the other hand, however, it is precisely this type of entrepreneur who is most worried. This is because Brazilian default rates have reached their highest levels since 2010, according to the National Trade Confederation.

Data from Serasa Experience shows that there are already almost 67 million defaulters in Brazil who have accumulated around R$ 280 billion in debts.

More detailed mapping reveals that retail is one of the biggest victims of debt. The sector is second only to banks and credit cards and basic bills, such as water and electricity, in the highest percentage of debts by segment. In other words, of all Brazilians' bills, around 12% are in retail.

The difficult equation

The middle ground between striving to find new customers and turning away deadbeats may seem difficult to achieve, but it follows a path where there can be no shortcuts. The first step is to accompany the client from the moment they are analyzed.

Our tool that can help you achieve this goal is 4KST Consulta, whose differentials are efficiency and agility when it comes to consulting CPF and CNPJ in your credit analysis.

With 4KST Consulta, you can investigate registration data, credit score and financial restrictions (REFIN, PEFIN, overdue debts and bad checks), as well as income and presumed turnover, all instantly and 100% online. 

There are five categories of plans, ranging from single searches to a complete consultation, which includes a cadastral search, credit score, restrictive flag, bank restrictive flag, trade and market restrictive flag and presumed income and billing. 

Time to invest

If you belong to the group of micro and small business owners who are optimistic but haunted by the increase in your customers' debts, now is the time to invest in a tool that protects the financial health of your business.

Don't let defaults get in the way of your company's growth! 

Achieve efficiency and speed when consulting CPF and CNPJ in your Credit Analysis. Contact us and see how 4KST Consulta can help your business.!