Solutions
The best consultation platform for decision-making when granting credit to individuals and companies.
4kst Consulta is a 100% online, prepaid platform that provides you with fast and secure registration and restriction data for individuals and companies. You can buy credits separately (no credit card required) or choose one of our plans with discounts of up to 30% on the value of the consultations.
Made for businesses that need to grant credit securely in installment sales, financing, installment plans and in all situations that require quick and reliable consultations for decision-making.
Fast and secure queries with reliable data. Reduce fraud and default on a single platform.
Registration and credit data on the same platform.
Grant credit safely based on reliable and up-to-date information from the main data bureaus in Brazil.
Fast and efficient registration validation for individuals and companies. Consultation of pending issues, restrictions and registration status on a single platform.
Our plans have no loyalty and adjust according to your volume of consultations. You can cancel or add more credits whenever you wish.
The purchase price of the plan is converted into credit for use on the platform.
Intuitive platform with prepaid and flexible plans, no credit card required and the possibility of multi-access (several users can access from the same login).
Our plans have no loyalty and adjust according to your volume of consultations,
you can cancel or add more credits whenever you wish.
The value of the plan is converted into credits for using the platform.
Free of charge
R$ 0 / Monthly
No discount on consultation fees
Price per consultation:
R$ 9,00
Buying credits individually
Starter
R$ 79 / Monthly
5% discount on consultations
Price per consultation:
R$ 8,00
The value of the subscription becomes credits on the platform
Business
R$ 159 / Monthly
10% discount on consultations
Price per consultation:
R$ 7,00
The value of the subscription becomes credits on the platform
Enterprise
Price on request
Up to 10% discount on consultations
Price per consultation:
R$ 6,00
Priority service
API integration
| CONSULTATION OF PF RESTRICTIONS |
Restriction Basic |
Restriction Intermediate |
Restriction Complete |
Restriction Advanced |
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| Basic registration data (name, mother's name, date of birth) |
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| Financial Pending and Restrictions - PEFIN and REFIN (Serasa) |
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| Overdue and Unpaid Debts (Serasa) |
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| Returned and unfunded checks |
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| National protest |
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| Credit Score - Positive Registry (SPC) |
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| Shareholdings |
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| Other documents |
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| Education |
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| Possible emails, phone numbers and addresses |
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| Possible vehicles, aircraft and real estate |
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| Possible relationships |
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| Amount of income per bracket in minimum wages |
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| Complete registration data (name, mother's name, date of birth, registration status, death and others) |
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| Overdue or Unpaid Debts (SPC) |
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| Financial Pending and Restrictions - PEFIN and REFIN (SPC) |
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| CONSULTATION OF PJ RESTRICTIONS |
Restriction Basic |
Restriction Intermediate |
Restriction Complete |
Restriction Advanced |
|---|---|---|---|---|
| Basic registration data (company name, date of foundation and status) |
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| Financial Pending and Restrictions - PEFIN and REFIN (Serasa) |
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| Overdue and Unpaid Debts (Serasa) |
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| Returned and unfunded checks |
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| National protest |
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| Credit Score - Positive Registry (SPC) |
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| Corporate structure |
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| CNAEs (main and secondary) |
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| State Registration |
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| Possible emails, phone numbers and addresses |
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| Possible vehicles, aircraft and real estate |
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| Legal Nature |
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| Presumed Turnover by Range |
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| Complete registration data (company name, trade name, date of foundation, size, status, etc.) |
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| Overdue or Unpaid Debts (SPC) |
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| Financial Pending and Restrictions - PEFIN and REFIN (SPC) |
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What our clients say about their results with 4kst.
"The score isn't off-the-shelf, it's personalized, thought out and specific. The model is developed using our data and not just market data. It's more niche. 4kst gives me the exact remedy for my illness. It is 4kst that is leading to a reduction in our default rates. We've already achieved a 30% reduction. To improve this figure we need to cut credit, but we can't make the business unviable."
Financial Management
Todescredi
"The results were so good that I was suspicious, but I checked and they were right: defaults went from 33% to 13% in one market, from 37% to 19% in another. I don't know anyone who does it the way 4kst does, with this degree of personalization and evolution."
Thiago Lucas Queiroz de Sá
Relationship and Customer Experience Manager
VOX
"We used to do the analysis manually. My pain was to have a robust score that took into account all our particularities: my portfolio, the history of clients and their risk ranking, where I am economically inserted, the 9 companies in the group and the various products involved. The 4kst model provided personalized decision-making, which was very important!"
Eliane Vieira
Credit and collection policy manager
Edenred
Here you'll find quick answers to the most common questions about
After choosing your plan, you will be directed to the 4kst Consulta platform, where you can create your login and password. Once your account is active, all you have to do is buy credits and start consulting. Simple, straightforward and without bureaucracy.
Yes, as long as your operation involves financial risk. The platform is ideal for companies that sell in installments, grant credit, finance, issue boletos, work with checks or offer their own cards. When you register, the system automatically checks that your CNPJ is suitable for queries. In other words, if you deal with risk, 4kst Consulta is for you.
Yes. The information in 4kst Consulta is constantly updated to ensure safer and more assertive decisions when granting credit. In addition, 4kst does not store analysis data and is 100% compliant with the LGPD. Our platform integrates public data and data from trusted partner bureaus, offering a viable, secure and up-to-date solution.
4kst Consulta plans are automatically renewed monthly, but do not require loyalty, which means you can cancel your subscription at any time. Even after canceling your subscription, you can use your credits until they expire (remember that you have 60 days to use up your credits from the date of payment).
No, no fines or fees are charged.
Yes. You load your credits in Reais, and within the application you define what you want to buy. Check out the possibilities directly on the Consultation platform or in the Consultation Types above.
No. Whenever you buy credits, you will have access to everything your plan offers for one month at no extra cost. In this sense, if you have a balance left on your account, it can be added to the following month, as long as you top it up again.
Yes. Credits will be valid for 2 months, starting on the date the payment is cleared by subscription or new recharge. Residual amounts from a purchase not used during the month can be used together with your new recharge for the following month. However, they cannot be accumulated for more than 60 days.
Optimize your strategic decisions with the market's most assertive forecasts.
LGPD compliance
BCB Resolution 85/2021
ISO/ISE 27001:2022 certification 