Solutions

Anti-fraud Origination

Efficiency with less bureaucracy. Secure and fluid solution to optimize
customer onboarding and reduce the risk of fraud.

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Perform the best and least invasive registration validation, with less bureaucracy and high assertiveness.

Speed of credit approval is one of the main factors in purchasing decisions. Every additional field or document required increases the chances of the customer giving up. At the same time, avoiding fraud and guaranteeing security remain essential in any credit operation.

The 4kst Origination anti-fraud solution performs the most efficient and least invasive registration validation on the market. With just three pieces of data (CPF, cell phone and address), the system verifies the reliability of the information in seconds, cross-referencing data from the main telephone operators and pointing out inconsistencies when necessary.

Efficiency with less bureaucracy

With just the CPF + Mobile + Address + Email (optional) we do the best and least "invasive" validation of registration data by cross-referencing information from the largest telephone operators in Brazil.

Return of alternative data in cases of negativity

Ensure assertiveness and efficiency in onboarding new customers

Get to know 4kst Origination Antifraud and find out how to protect your company while safely increasing your sales.

Benefits

The first few seconds of a customer relationship are decisive. Poorly informed decisions can lead to financial losses and waste precious sales moments. Get to know 4kst Origination Antifraud:

Less friction with the customer

It reduces the dissatisfaction and frustration caused by slow and bureaucratic processes.

Greater sales potential

More security and agility for the sales team to carry out registration validations quickly and reliably.

Less exposure to fraud

Registration validation enriched with data from telephone operators, with the return of alternative information that reveals inconsistencies and additional risks (such as deaths, minors or PEPs).

Reduced operating costs

Optimized analyses and automated processes eliminate manual checks, saving time and resources.

Collection efficiency

With up-to-date and reliable data from origination, collection processes become safer and more effective.

Testimonials from those who have chosen 4kst

What our clients say about their results with 4kst.

4kst gives me the exact remedy for my illness

"The score isn't off-the-shelf, it's personalized, thought out and specific. The model is developed using our data and not just market data. It's more niche. 4kst gives me the exact remedy for my illness. It is 4kst that is leading to a reduction in our default rates. We've already achieved a 30% reduction. To improve this figure we need to cut credit, but we can't make the business unviable."

Financial Management

Todescredi
We were extremely surprised by the figures

"The results were so good that I was suspicious, but I checked and they were right: defaults went from 33% to 13% in one market, from 37% to 19% in another. I don't know anyone who does it the way 4kst does, with this degree of personalization and evolution."

Thiago Lucas Queiroz de Sá

Relationship and Customer Experience Manager

VOX
The 4kst model brought personalized decision-making

"We used to do the analysis manually. My pain was to have a robust score that took into account all our particularities: my portfolio, the history of clients and their risk ranking, where I am economically inserted, the 9 companies in the group and the various products involved. The 4kst model provided personalized decision-making, which was very important!"

Eliane Vieira

Credit and collection policy manager

Edenred

Questions? We'll solve them

CPF, cell phone number and address. E-mail is optional.

We checked the ownership of the number directly with the operator, as well as cross-checking the connection behavior with the antennas in the area.

Yes. Validation takes place in a few seconds and can be integrated directly into your origination or registration conveyor, in an automated way.

No. All data is processed securely, encrypted and in compliance with the LGPD. We do not store sensitive information from your database.

Stay ahead of the competition

Optimize your strategic decisions with the market's most assertive forecasts. 

LGPD compliance
BCB Resolution 85/2021
ISO/ISE 27001:2022 certification

Anti-fraud Origination

Perform the best and least invasive registration validation, with less bureaucracy and high assertiveness.

Efficiency with less bureaucracy

Return of alternative data in cases of negativity

Ensure assertiveness and efficiency in onboarding new customers

Benefits

Less friction with the customer

Greater sales potential

Less exposure to fraud

Reduced operating costs

Collection efficiency

Testimonials from those who have chosen 4kst

4kst gives me the exact remedy for my illness

We were extremely surprised by the figures

The 4kst model brought personalized decision-making

Questions? We'll solve them

What data is needed to validate a new customer?

How is the phone validated?

Does validation work in real time?

Does 4kst store my customer data?

Stay ahead of the competition